Free tool
Karnataka stamp duty & registration calculator
Estimate stamp duty, cess, surcharge and registration charges for a property in Karnataka. Charged on the higher of your agreement value or the government guidance value.
How Karnataka stamp duty works
Stamp duty is charged on the higher of your agreement value or the government guidance value for the area. Registration, cess and surcharge are added on top of the stamp duty.
Rates (2026)
- Stamp duty: 2% up to Rs 20 lakh, 3% from Rs 20 to 45 lakh, 5% above Rs 45 lakh
- Registration: 2% of value (revised from 1% in August 2025)
- BBMP cess: 10% of the stamp duty amount
- Surcharge: 2% within city (BBMP), 3% outside the city
Worked example
For a Rs 50 lakh property within BBMP limits: stamp duty Rs 2.5 lakh (5%), cess Rs 25,000, surcharge Rs 5,000 and registration Rs 1 lakh. Total is about Rs 3.8 lakh, roughly 7.6% of the property value.
What is guidance value?
It is the minimum property value set by the government for each area. Stamp duty is calculated on the higher of the guidance value or your actual purchase price. Check it on the Kaveri Online portal before you budget.